While workers’ compensation is often the primary way employees receive benefits after an on-the-job injury, there are certain scenarios where legal action against an employer may be possible. At Brown & Brown, LLP, we offer complimentary consultations to assess your situation and help you decide how to proceed.Â
Learn more about when suing an employer after a work-related vehicle accident is possible below.
When Is an Employer Liable for a Work-Related Car Accident?
Employers are generally responsible for accidents while an employee performs work duties. This is due to vicarious liability, a legal principle that holds employers accountable for their employees’ actions while on the job.
Situations where an employer may be liable include:
- Driving a company vehicle for work-related tasks
- Traveling between job sites
- Running errands at the employer’s request
- Making deliveries for the company
An employer may not be liable if the incident occurred while an employee was commuting to or from their job or running personal errands.
Workers’ Compensation vs. Suing Your Employer
Most employees injured in on-the-job accidents are covered by workers’ compensation, which provides benefits regardless of fault. Workers’ compensation typically covers:
- Medical expenses
- Lost wages
- Rehabilitation costs
Keep in mind that workers’ compensation prevents employees from suing their employer in most cases. There are exceptions, though, such as when employer negligence directly contributed to the harm.
When Can You Sue Your Employer?
You may be able to file a lawsuit against your employer if:
- The accident was caused by an unsafe company vehicle that was poorly maintained.
- The employer forced you to drive under dangerous conditions, such as extreme fatigue or bad weather.
- Your employer violated labor laws or failed to follow safety regulations.
Furthermore, if another party was responsible for the incident, you may be able to pursue a third-party claim against that driver’s insurance.
Speak with Brown & Brown About Your Case
Were you injured in a work-related car accident? If so, you may have legal options beyond workers’ compensation.Â
Contact Brown & Brown, LLP, today for a free case review and to learn how we can help protect your rights. Call our St. Louis office at 314-333-3333 or 573-333-3333 or our Illinois office at 618-888-8888.
