Serving St. Louis, Missouri and Illinois
Car accidents occur every day, and the results of these wrecks can change people’s lives forever. While auto accident victims may be left with serious (possibly irreversible) injuries, they may also have to endure financial and/or psychological impacts as they try to pick up the pieces and put their lives back together.
At Brown & Brown, our lawyers are committed to helping victims recover and fight for justice. For more than two decades, our attorneys have been providing effective advocacy and representation to victims, working diligently to protect their rights, advance their interests and maximize their financial recoveries.
Though no amount of money can ever erase the impacts of serious auto wrecks, pursuing justice with the help of our experienced lawyers can be pivotal to helping victims and their families bring their cases to the best possible resolution. And that can be the key to securing the compensation and closure necessary to reclaim their lives and move on to a bright future.
Call (573) 333-3333 to get the answers you need to preserve the value of your claim. Our lawyers are standing by, ready to help you get on the road to recovery.
How to Report an Auto Accident in Missouri
Missouri law requires that motorists file auto accident reports if or when the crash involved:
- An uninsured driver (and the crash occurred on any public street or highway or in a public parking lot or parking facility)
- Property damage totaling at least $500
- An injury or death.
These reports have to be filed with the Missouri Driver’s License Bureau within one year of the accident, using the official Motor Vehicle Accident Report form (Form 1140). Completed forms should be mailed to the following address:
Driver License Bureau
301 West High Street – Room 470
Post Office Box 200
Jefferson City MO 65105-0200
Please note that:
- If you call police immediately after the accident, you may not need to take the extra step of filing Form 1140 with the Missouri License Bureau.
- Calling police after a crash is strongly recommended. This is because police can investigate the causes of the crash, gather essential evidence, and write up an official report.
- You can obtain a copy of your auto accident report online from the Missouri License Bureau. If law enforcement officers responded to the scene of your accident, a copy of their official report will also be available (usually within two to six weeks of the crash). If the responding officers were from a local police department, call that department to request a copy of the official report. For crash reports issued by the Missouri State Highway Patrol (MSHP), click here.
Missouri Auto Accident Statistics
The latest Missouri statistics reveal just how frequently wrecks occur in the state, as well as the top contributing factors – and outcomes – associated with these crashes.
According to data from the MSHP and the Missouri Department of Transportation (MoDOT):
- Each year, about 800 people are killed – and about 50,000 others are injured – as a result of auto accidents in Missouri. This effectively means that someone dies in a Missouri every 11 hours or so and that, every 10 minutes, someone is injured in an auto accident in the state.
- Each year, more than 103,000 car wrecks resulting in property damage alone occur on local roadways.
- Speeding is a leading cause of accidents. In fact, every year, speeding plays a role in more than 17 percent all traffic crashes and in more than 38 percent of all deadly car accidents. This means that someone in Missouri is hurt or killed in a speed-related wreck every 46 minutes or so.
- Alcohol impairment is also a top cause of crashes. In fact, drunk drivers are involved in nearly 27 percent of all deadly car accidents in the state. Framed in other terms, this means that someone in Missouri is hurt or killed in a drunk driving crash every 2.3 hours.
- Younger (teen) motorists, as well as older drivers (55 and older), are involved in significantly more crashes than drivers of any other age. In fact:
- Nearly 1 in every 4 Missouri auto accidents involves a driver younger than 21 (despite the fact that these drivers only make up about 9 percent of the state’s licensed motorists). This means that a young driver is involved in an accident every 40 minutes.
- Nearly 1 in every 3 Missouri crashes involves a motorist who is at least 55 years old. This means that an older driver is involved in a wreck about every 33 minutes.
Required Auto Insurance Coverage
Missouri law requires motorists to carry at the least the following auto insurance coverage:
- Liability coverage – Intended to cover drivers when they are at fault for a crash, this coverage must meet the minimum limit of “25/50/10.” This means that, at minimum, liability coverage needs to include at least:
- $25,000 for bodily injury (per person)
- $50,000 for bodily injury (per collision)
- $10,000 for property damage (per collision).
- Uninsured motorist coverage – Intended to cover drivers when other uninsured motorists are at fault for a crash, this coverage must meet the minimum limit of “25/50.” This means that, at minimum, uninsured motorist coverage needs to include at least:
- $25,000 for bodily injury (per person)
- $50,000 for bodily injury (per collision).
Please note that uninsured motorist insurance can also provide coverage in the event of a hit-and-run accident.
It’s highly recommended that motorists consider obtaining more auto insurance coverage than just the bare minimum required by state law. Having additional coverage can help protect drivers in the event of more serious crashes (or when special or unique circumstances arise).
Additional information regarding the required auto insurance coverage for Missouri drivers is available here.
How We Build Victims the Strongest Cases
When it’s time to file a claim, it’s common for people to think that they don’t need the help of an attorney. This couldn’t be further from the truth.
A lawyer can provide indispensable help, support and representation in the aftermath of a crash. In particular, some of the ways that our experienced attorneys can help car accident victims include by:
- Determining all at-fault parties
- Assessing the scope of the losses and harm caused by the wreck in order to determine the value of a claim (and the amount of compensation victims are entitled to)
- Gathering all necessary evidence to support and advance victims’ claims (including, but not limited to, evidence like police reports, accident photos, medical reports/bills and witness statements)
- Being accessible and responsive to our clients at every point in their claim so they know what to expect – and what their options are
- Handling all aspects of the insurance claim to ensure victims’ rights and interests are fully protected.
This, of course, is only the beginning of what our law firm can do for you. We encourage you to contact us to discover more about how we can help you secure the compensation and justice you deserve after any type of car crash.
Contact Brown & Brown Attorneys at Law
If you have been hurt in an auto crash, it’s time to contact an experienced St Louis auto accident lawyer at Brown & Brown Attorneys at Law. We have a long-standing commitment to serving our clients, and we are experienced at aggressively defending our clients’ rights in any legal setting.
Our goal is to protect and promote our clients’ rights as we help them navigate the complexities of the legal system and secure the recoveries they deserve.
To learn more about our services and how we can help you, call us at (573) 333-3333 for our Missouri office or at (618) 888-8888 for our Illinois office. You can also email us using the contact form on this page.
When you contact us, you will speak to an attorney who can give you clear answers about your rights, your potential case and your best options for securing compensation and justice.